Private high schools would not be required to have catastrophic health insurance coverage for sports if a revamped state House bill becomes law.
The Senate Rules and Operations committee approved House Bill 79 on Thursday, sending it for a potential
The bill was subjected to the gut-and-replace strategy during Wednesday’s
As part of the 2021 House Bill 91 compromise with
According to legislative staff at the Rules and Operations meeting, HB79 would remove the mandate that private schools to buy catastrophic health insurance.
On Wednesday, Sawyer told the Education committee that “what we did is give local control to local schools so they can purchase their own insurance.”
“Athletes suffering severe brain injury or injury often leads to crushing family medical bills, ongoing care, extensive rehabilitation, home modifications and loss of the future income on the part of the part of Sadler,” said Sadler.
“Catastrophe/cash accident policies evolved to provide significant benefits to injured athletes and their families in an effort to deter litigation.”
While HB79 requires providing catastrophe insurance, the bill would allow public schools to purchase other accident insurance for students who participate in interscholastic sports. The accident insurance would fill some of the gap between typical health insurance coverage and catastrophic coverage.
“We continue to engage with legislators to make sure we are able to provide catastrophic insurance at the most affordable price. Any public school district or charter school wishes to participate in the program offered by the department should reach out to the
Affected by HB79 are interscholastic athletic activities that are authorized, sanctioned or scheduled by a public school or by an administering organization, including school-supervised practice, game-related activity and related travel.
Those covered by HB79 would be students or school personnel participating in or responsible for covered activities.
Those premiums would be paid for by the schools. The Insurance commissioner would be able to purchase the insurance from insurances eligible to do business in the state. The accident insurance could be purchased through the insurance department, or through other providers.
Sawyer was one of three co-primary sponsors of House Bill 91, titled “Accountability and
HB91 edited the NCHSAA’s oversight authority and changed how high- and middle-school sports are managed in
Sawyer said there was no guarantee the NCHSAA would have continued the insurance waiver. She said schools could potentially pay only
“This again is giving schools the right to take their athletics and do as they wish,” Sawyer said Wednesday.
Sadler said that individuals schools “can easily find general liability insurance to cover athletic injuries.”